Broker Check

Welcome to Riggs Financial Inc.

About Us

Tim Riggs is a Registered Employee Benefit Consultant and an Investment Advisor Representative of Cambridge Investment Research.

When we began our business in 1989, we had a natural affinity for the driven business owner. We were often amazed at the drive and commitment these entrepreneurs have displayed on a daily basis. It was these individuals who needed a trusted professional in deciphering all of the regulations and product information needed to keep their employees on the road to prosperity and longevity. We market and support 401K and profit sharing plans, group health plans and self-funded health plans, life and disability plans.

It is through this inspiration from our clients that we have grown our business to over 50 businesses who depend upon us for their brokerage and financial education of their employees. Many of our clients are still with us after 26 years! We do group and individual enrollment meeting so we can get to know our clients.

Today, we strive to offer every product which can bring value to our client base. Escalating costs associated with employee benefits and retirement plans can be controlled with negotiation with comparative information properly presented.  Our mission is to bring value to our clients through cost negotiation, product and differentiation, education. Our employee presentations are designed to promote loyalty by helping them determine their long term financial goals.

We can act in the capacity of a fiduciary on retirement plans. This protects the business owner by supporting their role also as a plan fiduciary. Unbelievably, most business owners are the only fiduciary on their 401k plan. Business owners can seed some of the risk by requiring that their advisors also be a fiduciary.

We support the business owner by using tools such FI 360 and Fiduciary Benchmarks which clearly illustrates the comparative value of the plan. These tools are offered at no additional fees and provide the business owner the satisfaction of having a professional third-party validation.

At Riggs we believe in constant education.  Tim Riggs is both a Registered Employee Benefit Consultant and a Registered Health Underwriter designations.  Tim Riggs is also an Investment Advisor Representative of Cambridge Investment Advisory.

Tim received his Bachelor of Science from Clarion University of Pennsylvania and his Master of Arts from University of Louisiana.  Riggs began his career as an instructor and coach at Allegheny College. While at Allegheny College he was awarded the NCAA Diving Coach of the Year for three years.  It was during this period that Riggs was preparing his business plan for serving the business community with financial products and education.

Click here to learn more about us.

Helpful Content

Once Upon a Goal

Once Upon a Goal

Do you know how to set up your financial goals for success? This knight does.

A Look at Diversification

A Look at Diversification

Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.

Rightsizing for Retirement

Rightsizing for Retirement

What does your home really cost?

 

9 Facts About Social Security

There are things about Social Security that might surprise you.

Buying Auto Insurance For Teen Drivers

Tips on insuring your teen driver.

The ABCs of Zero Coupon Bonds

Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio.

Traditional vs. Roth IRA

One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans.

A Look at Whole Life Insurance

Whole life insurance remains in force as long as you remain current with premiums. Here's how it works.

Required Reading: The Economic Report of the President

The Economic Report of the President can help identify the forces driving — or dragging — the economy.

View all articles arrow

Should I Pay Off Debt or Invest?

This calculator will help determine whether you should invest funds or pay down debt.

What Is My Life Expectancy?

Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

Federal Income Tax

Use this calculator to estimate your income tax liability along with average and marginal tax rates.

Annuity Comparison

This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

Potential Income from an IRA

Estimate your monthly and annual income from various IRA types.

View all calculators arrow

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

View all presentations arrow

Inflation and Your Portfolio

Even low inflation rates can pose a threat to investment returns.

Rightsizing for Retirement

What does your home really cost?

An Arm and a Leg

A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.

What Our Kids Can Teach us About Saving Money

Would you guess that Millennials are effectively saving for retirement? Well, they are.

The Business Cycle

How will you weather the ups and downs of the business cycle?

Bursting the Bubble

Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?

View all videos arrow