Welcome to Riggs Financial Inc.
About Us
Tim Riggs is a Registered Employee Benefit Consultant and an Investment Advisor Representative of Cambridge Investment Research.
When we began our business in 1989, we had a natural affinity for the driven business owner. We were often amazed at the drive and commitment these entrepreneurs have displayed on a daily basis. It was these individuals who needed a trusted professional in deciphering all of the regulations and product information needed to keep their employees on the road to prosperity and longevity. We market and support 401K and profit sharing plans, group health plans and self-funded health plans, life and disability plans.
It is through this inspiration from our clients that we have grown our business to over 50 businesses who depend upon us for their brokerage and financial education of their employees. Many of our clients are still with us after 26 years! We do group and individual enrollment meeting so we can get to know our clients.
Today, we strive to offer every product which can bring value to our client base. Escalating costs associated with employee benefits and retirement plans can be controlled with negotiation with comparative information properly presented. Our mission is to bring value to our clients through cost negotiation, product differentiation, and education. Our employee presentations are designed to promote loyalty by helping them determine their long term financial goals.
We can act in the capacity of a fiduciary on retirement plans. This protects the business owner by supporting their role also as a plan fiduciary. Unbelievably, most business owners are the only fiduciary on their 401k plan. Business owners can seed some of the risk by requiring that their advisors also be a fiduciary.
We support the business owner by using tools such FI 360 and Fiduciary Benchmarks which clearly illustrates the comparative value of the plan. These tools are offered at no additional fees and provide the business owner the satisfaction of having a professional third-party validation.
At Riggs we believe in constant education. Tim Riggs is both a Registered Employee Benefit Consultant and a Registered Health Underwriter designations. Tim Riggs is also an Investment Advisor Representative of Cambridge Investment Advisory.
Tim received his Bachelor of Science from Clarion University of Pennsylvania and his Master of Arts from University of Louisiana. Riggs began his career as an instructor and coach at Allegheny College. While at Allegheny College he was awarded the NCAA Diving Coach of the Year for three years. It was during this period that Riggs was preparing his business plan for serving the business community with financial products and education.
Click here to learn more about us.
Helpful Content
FIRE Retirement
This short, informative article teaches the basics of the FIRE movement.
18 Years Worth of Days
The average retirement lasts for 18 years. What will you do with your days?
What Is a Roth 401(k)?
Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.
Fixed or Variable Mortgage, Which Should You Pick?
When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage.
Women on the Rise
Explore the growing influence women wield over the economy with this handy infographic.
All Muni Bonds Are Not Created Equal
Gaining a better understanding of municipal bonds makes more sense than ever.
Protection Against Uninsured Drivers
You’re hit by an uninsured driver. Now what? Are you protected against financial losses?
The Threat of Identity Theft
An article informing readers about the threats of Identity Theft.
A Path to Serenity and Smart Money Choices
An article about meditation, mindfulness, and financial well-being.
View all articles 
Debt vs. Investment
Weigh the potential outcomes of paying off debt versus directing those dollars elsewhere.
Lifetime of Earnings
Estimate how much you may earn over your working years based on your current income.
Annuity Comparison
Compare annuity options to see how each one could affect your long-term income outlook.
Student Loan Payoff Calculator: Extra Payments Can Save You
See how extra payments toward your student loans could shorten your payoff timeline.
How Much Home Can I Afford?
Estimate how much home may fit within your budget based on income and expenses.
The Power of Interest - How Long Will it take My Money to Do
Use the Rule of 72 to estimate how long it takes your money to double at a given rate.
View all calculators 
Encore Careers: Push Your Boundaries
Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here.
Jane Bond: Infiltrating the Market
Agent Jane Bond is on the case, cracking the code on bonds.
RE: Retirement
How does your ideal retirement differ from reality, and what can we do to better align the two?
The Other Sure Thing
A new LIMRA study shows that 40% of Americans believe the death of a primary wage earner would cause financial challenges.
What You Need to Know About Social Security
Every so often, you'll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype?
A Bucket Plan to Go with Your Bucket List
A bucket plan can help you be better prepared for a comfortable retirement.
