Welcome to Riggs Financial Inc.
About Us
Tim Riggs is a Registered Employee Benefit Consultant and an Investment Advisor Representative of Cambridge Investment Research.
When we began our business in 1989, we had a natural affinity for the driven business owner. We were often amazed at the drive and commitment these entrepreneurs have displayed on a daily basis. It was these individuals who needed a trusted professional in deciphering all of the regulations and product information needed to keep their employees on the road to prosperity and longevity. We market and support 401K and profit sharing plans, group health plans and self-funded health plans, life and disability plans.
It is through this inspiration from our clients that we have grown our business to over 50 businesses who depend upon us for their brokerage and financial education of their employees. Many of our clients are still with us after 26 years! We do group and individual enrollment meeting so we can get to know our clients.
Today, we strive to offer every product which can bring value to our client base. Escalating costs associated with employee benefits and retirement plans can be controlled with negotiation with comparative information properly presented. Our mission is to bring value to our clients through cost negotiation, product differentiation, and education. Our employee presentations are designed to promote loyalty by helping them determine their long term financial goals.
We can act in the capacity of a fiduciary on retirement plans. This protects the business owner by supporting their role also as a plan fiduciary. Unbelievably, most business owners are the only fiduciary on their 401k plan. Business owners can seed some of the risk by requiring that their advisors also be a fiduciary.
We support the business owner by using tools such FI 360 and Fiduciary Benchmarks which clearly illustrates the comparative value of the plan. These tools are offered at no additional fees and provide the business owner the satisfaction of having a professional third-party validation.
At Riggs we believe in constant education. Tim Riggs is both a Registered Employee Benefit Consultant and a Registered Health Underwriter designations. Tim Riggs is also an Investment Advisor Representative of Cambridge Investment Advisory.
Tim received his Bachelor of Science from Clarion University of Pennsylvania and his Master of Arts from University of Louisiana. Riggs began his career as an instructor and coach at Allegheny College. While at Allegheny College he was awarded the NCAA Diving Coach of the Year for three years. It was during this period that Riggs was preparing his business plan for serving the business community with financial products and education.
Click here to learn more about us.
Helpful Content
Medicare Advantage Plans (Medicare Part C)
Medicare Part C allows you to choose a Medicare Advantage plan. This article will help you decide if it's right for you.
Who Is Your Trusted Contact?
This investment account question is vital and answered as early as possible.
Dog Bites Neighbor. Now What?
Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian?
Where Will Your Retirement Money Come From?
Retirement income may come from a variety of sources. Here's an overview of the six main sources.
Teen Drinking and Your Liability
Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.
Four Steps to Valuing an Estate
Determining the value of your estate, or for someone who has passed away, can be a complex undertaking.
A Home Insurance Claim: To File Or Not To File
Learn when it may not make sense to file a claim on your home insurance.
A Bucket Plan to Go with Your Bucket List
Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.
A Primer on Dividends
A company's profits can be reinvested or paid out to the company’s shareholders as “dividends."
View all articles 
Wedding Budget Calculator
Estimate total wedding costs and see how different choices affect your overall budget.
How Much Home Can I Afford?
Estimate how much home may fit within your budget based on income and expenses.
Historical Inflation
See how the purchasing power of a dollar has changed over time due to inflation.
What Is the Dividend Yield?
Calculate the dividend yield of a holding and see what that means for income over time.
Emergency Fund Calculator
Find out how large your emergency fund should be based on your monthly expenses.
My Retirement Savings
See how your current savings rate and contributions may grow into retirement income.
View all calculators 
Stay Safe with a Business Owner's Policy
Learn the advantages of Business Owner's Policies with this highly educational and fun animated video.
16 Wall Street Cliches in 60 Seconds
Pundits say a lot of things about the markets. Let's see if you can keep up.
Social Security: By the Numbers
Here are five facts about Social Security that might surprise you.
Where Is the Market Headed?
We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”
From Boats to Brokers
From the Dutch East India Company to Wall St., the stock market has a long and storied history.
Retirement Plan Detectives
Watch this fun video for tips on how to search for missing money.
